Terms & Condition

These Terms and Conditions (“Terms”) govern your use of RayEstevez.com (“Site”) and its services. Please read these Terms carefully before accessing or using the Site. By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, then you may not access the website or use any services.

 Acceptance of Terms:

By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any of these Terms, please do not use the Site.

Privacy Policy:

Your use of the Site is also governed by our Privacy Policy, which can be found here [Insert link to Privacy Policy]. Please review the Privacy Policy to understand our practices.

 Use of the Site:

You agree to use the Site only for lawful purposes and in a manner consistent with all applicable local, national, and international laws and regulations. You also agree not to:

a. Violate or attempt to violate the security of the Site.
b. Use the Site for any purpose that is unlawful or prohibited by these Terms.
c. Modify, adapt, translate, or reverse engineer any portion of the Site.

 Intellectual Property:

All content on the Site, including but not limited to text, graphics, logos, images, and software, is the property of Ray’s Technology and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, display, or create derivative works of any content on the Site without the express written permission of Ray Estevez Advisory LLC.

 Third-Party Links:

The Site may contain links to third-party websites. These links are provided for your convenience only. Ray Estevez Advisory  does not endorse or control these third-party sites and is not responsible for their content or accuracy. Your use of third-party websites is at your own risk.